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Terms and conditions — site terms of use

These terms and conditions govern your use of this independent Nigerian casino and sports betting information website. By accessing and using this site, you agree to the terms set out below, including the 18+ access restriction, the Sharia-state access advisory, and our affiliate disclosure.

Kolade Abisoye
Author Kolade Abisoye Author 1 — casino / bonuses
Published

These terms and conditions govern the relationship between you and this website (referred to herein as “the site”, “we”or “us”). By accessing or using this site in any manner, you agree to be bound by these terms and conditions in their entirety; if you do not agree, you should not use the site. This site is an independent information and comparison resource for Nigerian players — we do not operate as a licensed gambling operator, do not accept bets, and do not hold customer funds. 18+ only. Gambling can be harmful. for a full explanation of how the site earns revenue, see our affiliate disclosure page. Play Responsibly.

Table of contents

Acceptance of these terms and conditions

Your access to and use of this site constitutes your acceptance of these terms and conditions and any documents incorporated into them by reference. These terms apply from the moment you first access the site and continue for so long as you use it. We may update these terms from time to time; the effective date of the current version appears at the foot of this page. Your continued use of the site after any such update constitutes your acceptance of the revised terms. If you do not accept the revised terms, your sole remedy is to cease using the site.

Who these terms apply to

These terms apply to all visitors to and registered users of the site. References to “the site” mean this website and all its associated pages and services. References to “we”, “us” and “our” mean the publisher of this site. References to “you” and “the user” mean any person who accesses or uses the site in any capacity.

Eligibility and 18+ access restriction

Access to this site is restricted to persons who are aged 18 years or older. Online gambling, sports betting and lotteries in Nigeria carry a minimum age of 18 under applicable state licensing frameworks; certain state casino laws applicable to brick-and-mortar establishments set the minimum age at 20 or 21. This site provides information about operators that are regulated under those frameworks, and the minimum-age requirement of 18 applies to your use of this information resource.

By using this site, you warrant that:

  1. you are at least 18 years of age;
  2. you are not resident in, or accessing the site from, a jurisdiction in which gambling or the use of gambling information resources is prohibited (including the Sharia-implementing states listed in the section below);
  3. all information you provide in connection with this site is accurate and complete.

We reserve the right to restrict or terminate access for any user we reasonably believe does not satisfy these eligibility criteria.

Age verification and KYC

Whilst this site does not itself verify age, the licensed operators to which we link are required to implement Know Your Customer (‘KYC’) procedures before accepting bets or processing withdrawals. Standard KYC documentation includes a National Identification Number (‘NIN’), Bank Verification Number (‘BVN’), Taxpayer Identification Number (‘TIN’), and government-issued photo identification such as an international passport. NIN–BVN linking has been mandatory since December 2023 pursuant to a Central Bank of Nigeria (‘CBN’) circular applicable to Tier 2 and Tier 3 bank accounts. For a full explanation of the minimum-age framework and KYC obligations, see our dedicated pages at /legislation/minimum-age-18/ and /legislation/nin-bvn-kyc/.

Sharia-state access advisory

Commercial gambling is prohibited under Islamic penal codes in the following 12 states of the Federal Republic of Nigeria, which have adopted Sharia law as part of their criminal codes: Bauchi, Borno, Gombe, Jigawa, Kaduna, Kano, Katsina, Kebbi, Niger, Sokoto, Yobe and Zamfara. Hisbah boards — including those in Kano, Zamfara, Kaduna and Sokoto — actively enforce these prohibitions.

Advisory: If you reside in, or are currently located in, any of the 12 states listed above, we advise you not to register with or use any gambling operator and not to use this site for the purpose of identifying gambling opportunities. Compliance with the applicable religious and civil law of your state is your own legal responsibility; this site does not represent that accessing gambling information resources is lawful in any particular state, and makes no warranty to that effect.

This advisory is a binding term of your use of this site. For a full explanation of the Sharia-law gambling prohibition and its enforcement, see our dedicated page at /legislation/sharia-states/.

Tax on winnings — disclaimer

Nigerian tax law imposes a withholding tax on gambling and lottery winnings. Pursuant to the Deduction at Source (Withholding) Regulations 2024, gazetted on 2 October 2024 and effective from 1 January 2025, the applicable rates are 5% for resident winners and 15% for non-resident winners. From February 2026, Lagos-licensed operators are required to deduct this tax automatically at the point of payout and remit it to the Lagos Inland Revenue Service (‘LIRS’). The Nigeria Tax Act (‘NTA’) 2025, effective 1 January 2026, confirms the worldwide-income basis applicable to Nigerian residents.

By way of illustration only: on a Lagos-licensed platform, a resident player’s gross win multiplied by 95% represents the net amount credited after the 5% withholding deduction. This figure is provided for general orientation; it is not tax advice.

Disclaimer: The information on this site regarding tax on winnings is provided for general informational purposes only. We are not tax advisers. The figures above may change as regulations are updated, and individual tax positions depend on personal circumstances. You are solely responsible for understanding and discharging your own tax obligations. For a full analysis of the withholding tax regime and how to declare winnings, see /legislation/tax-on-winnings/ and /legislation/tax-on-winnings/how-to-declare/.

Cross-border and offshore operators — disclaimer (including VPN)

A number of online gambling operators that this site may reference hold licences issued by foreign regulatory bodies, including the Curaçao Gaming Control Board, the Anjouan Offshore Finance Authority, and the Malta Gaming Authority (‘MGA’). Such operators are not regulated by Nigerian state authorities — specifically the Lagos State Lotteries and Gaming Authority (‘LSLGA’) or the FCT/South Sports Gambling and Recreation National Uniform Regulations (‘FSGRN URC’) — and do not fall within the Nigerian player-protection framework established by the Supreme Court ruling of 22 November 2024 (AG Lagos State & Ors v. AG Federation, SC/1/2008).

We do not guarantee the conduct, financial standing or regulatory compliance of foreign-licensed operators. Players who use such operators do so entirely at their own risk, and disputes with foreign-licensed operators fall outside Nigerian regulatory jurisdiction.

VPN advisory: The use of a Virtual Private Network (‘VPN’) to access or play on a gambling platform is prohibited by the terms and conditions of most operators and will, in practice, void winnings at most platforms. We strongly advise against using a VPN for this purpose.

Payment-rail risk: The CBN and the Economic and Financial Crimes Commission (‘EFCC’) actively monitor payment rails feeding offshore betting activity. In April 2024, more than 105 fintech accounts that were identified as channelling funds to offshore betting platforms were frozen. This is a material financial risk of which users should be aware.

For a full analysis of the cross-border and offshore gambling landscape, including FIRS self-assessment obligations and the CBN/EFCC enforcement posture, see /legislation/tax-on-winnings/offshore/ and /legislation/gray-zones/.

Affiliate disclosure

This site operates as an affiliate publisher. This commercial arrangement does not affect our editorial ratings or recommendations — our review methodology is fixed and is not subject to commercial influence. Sponsored and commercially promoted content is always clearly labelled as such.

These arrangements are consistent with, and we anticipate will be subject to, the disclosure obligations that are emerging under LSLGA advertising guidelines and the Advertising Regulatory Council of Nigeria (‘ARCON’) framework.

For a complete explanation of how this site earns revenue, our methodology for producing ratings, and the separation between commercial and editorial functions, see our dedicated page at /how-we-earn/.

Information only — no professional advice

The content of this site — including articles, guides, reviews, regulatory summaries and FAQ answers — is provided for general informational purposes only. It does not constitute, and should not be relied upon as, legal advice, financial advice, tax advice, investment advice or any other form of professional advice. Reliance on information published on this site without seeking independent specialist advice is at your own risk.

In particular: statements about Nigerian gambling law, tax obligations and the regulatory status of operators are general summaries and do not reflect the full complexity of the applicable legal framework. Regulatory instruments in this area are updated frequently; we make reasonable efforts to keep content current but we do not warrant that all information is complete, accurate or up to date at any given time.

We recommend that you seek specialist legal and tax advice in respect of your specific circumstances before making decisions that rely on the regulatory or tax information published on this site.

Intellectual property and acceptable use

All content on this site — including text, graphics, layout, data, databases, software and any other materials — is protected by copyright and other intellectual property rights. Unless expressly stated otherwise, these rights are owned by or licensed to the publisher of this site.

Permitted use is limited to:

  1. viewing content on screen for your personal, non-commercial use; and
  2. printing or downloading a reasonable number of pages for your own personal reference.

Prohibited uses include, without limitation:

  1. reproducing, copying or distributing content for commercial purposes without our prior written consent;
  2. systematic scraping, crawling or harvesting of data from this site;
  3. using the site or its content for any unlawful purpose or in any manner that infringes the rights of any third party;
  4. introducing malicious code, conducting denial-of-service attacks, or otherwise interfering with the security or integrity of the site.

This site is provided on an “as is” and “as available” basis without any warranty, express or implied, including any warranty of accuracy, completeness, merchantability, fitness for a particular purpose or non-infringement. To the maximum extent permitted by Nigerian law, we exclude all liability for any loss or damage — whether direct, indirect, incidental, consequential or otherwise — arising from your use of, or reliance on, the information published on this site.

In particular, we accept no liability for:

  1. losses arising from gambling, whether with operators listed on this site or otherwise;
  2. losses arising from reliance on regulatory, tax or legal information published on this site;
  3. losses caused by third-party websites or operators accessible via links on this site.

This site contains links to third-party websites, including licensed operators, regulatory bodies and support organisations. These links are provided for convenience only. We do not endorse, control or assume responsibility for the content, privacy practices or conduct of any third-party website, and we are not responsible for any loss or damage that may arise from your use of such sites.

Changes to these terms, governing law and contact

We may amend these terms and conditions at any time. The effective date of the current version is shown at the foot of this page. We will endeavour to give reasonable notice of material changes where practicable, but your continued use of the site after the effective date of any change constitutes your acceptance of the revised terms.

These terms and conditions are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute arising out of or in connection with these terms shall be subject to the non-exclusive jurisdiction of the Nigerian courts.

To contact us in connection with these terms, see our contact details on the About page. For the full data-protection and cookie policy applicable to this site, see Privacy Policy (governing the site’s obligations under the Nigeria Data Protection Regulation and the Nigeria Data Protection Act). For our editorial standards, authorship policy, corrections procedure and responsible-gambling-first principle, see Editorial Policy.

Frequently asked questions

Conclusion

Your use of this site is governed in its entirety by the terms and conditions set out above. We recommend that you read them carefully and revisit them periodically, as they may be updated. The key eligibility requirements — that you are aged 18 or over and are not resident in any of the 12 Sharia-implementing states — apply from the moment you first access the site. You are responsible for confirming that you are legally permitted to access gambling information services from your state and that you are of the requisite age.

These terms and conditions should be read alongside our Privacy Policy and Editorial Policy, which together constitute the full legal framework governing your relationship with this site.

18+ only. Play Responsibly. If gambling is causing you or someone you know harm, contact Gamble Alert on +234 916 295 7989 or visit gamblealert.org. The Mental Awareness Nigeria Initiative (‘MANI’) also provides support: 0809 111 6264. If betting stops being fun, get help.

The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

Effective date: 15 June 2026.